Guaranteed Issue Plans

The Forbes Insurance Agency is able to help clients who have been denied coverage or declared “uninsurable” by traditional major medical carriers, by offering guaranteed issue insurance as an alternative.

What if I’ve been Denied Coverage? 

Yes, there may be a solution to your coverage problems.

Guaranteed issue insurance is issued to a consumer, regardless of the consumer's current health. Guarantee Issue Plans may be offered by companies with specialized high-risk offerings, or may be mandated by state law. Usually, laws aimed at requiring guaranteed issue coverage also require that the coverage be given at a uniform fixed price. In most cases, the guaranteed issue products are only offered through membership in an Association, such as USA+. The Association offers many benefits to its members, one of which is health care benefits. Other benefits are travel, road hazard & towing, movies at discounts, and many other consumer goods. 

USA+ TeamCorp:United Service Association for Health Care, USA+, is a not-for-profit corporation, was founded in 1983 in Washington, D.C. It was formed to benefit the lives of individuals, families, the self-employed, small business owners and their employees, developing a unique line of Guaranteed Acceptance Association Memberships sold exclusively through Team Corp Agents. Agents are located all across the United States and each are duly licensed and appointed insurance agent/brokers, and we are proud to be among them.

You can become a member of this nationwide membership association and get "guaranteed access" to a new world of special healthcare privileges. USA+ members receive special access through strategic alliances with some of the biggest companies in the healthcare and insurance industries, and have access to insured benefits through group policies issued to USA+.

What if I Have Pre-existing Conditions? 

Regardless if you have Cancer, Diabetes, Heart Attack, or any other major illness, you are accepted and can immediately enjoy doctor visits and access to prescription medication, visit a dentist and receive surgeon, anesthesiogist and hospital benefits.  

The USA+ Plans feature the following: 

• Guaranteed Acceptance
  
• No Medical Questions  
  
• No Underwriting 
  
• Dental and Rx Benefits
  
• Accidental Medical Benefits
  
• Doctor office visit co-paysstarting at $20/visit  

Remember, the coverage you receive from guaranteed issue plans is health insurance coverage, and not simply a discount plan. Visit our website:http://daveforbes.usateamcorp.com to view a 4 minute video detailing the benefit plans offered by USA+. 

Membership with USA+ can be the answer you are looking for, with benefits for its members that you are unable to secure elsewhere. One very attractive benefit of their Secure Advantage Plan is that after paying premiums for 5 years, the client receives 50% of their premiums back, or after 10 years they receive 100% of the premiums back regardless of the claims paid out! For example, with premiums at $310/month, the SecureAdvantage 100 PLAN returns a check for $9,300 in 5 years, or after 10 years, returns a check in the amount of $37,200! 

We are pleased to be able to help you when it appears There is no help! aSK the Forbes Insurance Agency about the Easy application methoid with no underwriting issues. Let us help you get the coverage that you thought was denied to you. Call: 843-297-8162